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Redwood Mortgage Services Blog

What Credit Score Do You Need to Buy a House in 2026?

What Credit Score Do You Need to Buy a House in 2026?

Your credit score plays a major role in qualifying for a mortgage in 2026. While loan guidelines have remained relatively consistent, underwriting has become more flexible in how lenders evaluate overall risk. That means your score matters—but it&r

Mar 10, 2026 | Credit

5 VA Loan Myths that Could Cost Veterans Thousands in Anne Arundel County

5 VA Loan Myths that Could Cost Veterans Thousands in Anne Arundel County

5 VA Loan Myths That Could Cost Veterans Thousands in Anne Arundel County VA loans remain one of the most powerful home financing benefits available to eligible veterans, active-duty service members, and certain surviving spouses. Yet in markets like Anna

Mar 05, 2026 | Government Loans VA Loans #annapolismortgage #mdmortgage

Mortgage Loans for Self-Employed Borrowers

Mortgage Loans for Self-Employed Borrowers

If you are self-employed, getting approved for a mortgage can feel more complex than it does for a salaried employee. Traditional loan programs often require steady W-2 income and consistent pay stubs. However, there are strong mortgage options available

Mar 03, 2026 | Purchasing a Home

Using a HELOC to Buy a Second Home

Using a HELOC to Buy a Second Home

A Home Equity Line of Credit (HELOC) can provide funding for a second home purchase by allowing you to borrow against the equity in your primary residence. This financing strategy offers flexibility but requires careful consideration of the financial obl

Feb 24, 2026 | Purchasing a Home

FHA Refinancing Options: A Practical Guide for Homeowners

FHA Refinancing Options: A Practical Guide for Homeowners

Refinancing a mortgage can be a smart financial strategy when it aligns with your long-term goals. For homeowners who may not meet the strict requirements of conventional refinancing or who want more flexible qualification standards, Federal Housing Admin

Feb 17, 2026 | Refinancing a Home

Airbnb Investing - What Investors Need to Know

Airbnb Investing - What Investors Need to Know

Airbnb investing has grown up. What once looked like an easy side hustle is now a competitive, regulation-heavy segment of real estate that rewards preparation and punishes assumptions. In 2026, short-term rentals can still be profitable—but only fo

Feb 10, 2026 | Purchasing a Home