Kim Back

NMLS# 460654

Kim Back

Redwood Mortgage Services Blog

Top Ten Questions about Buying a Home Answered

Top Ten Questions about Buying a Home Answered

Top Ten Questions About Buying a Home Answered By: Stuart Kiehne, President     1) How Much Can I Afford? Create a Budget: Start by listing all regular monthly expenses (rent, utilities, loans, insurance, etc.) and compare them to your househol

Jun 27, 2025 | Purchasing a Home First-time Homebuyers Mortgage Advice #annapolismortgage Annapolishomes

The Mortgage Revolution: How AI is Shaking Things Up

The Mortgage Revolution: How AI is Shaking Things Up

In the past, applying for a mortgage involved stacks of paperwork, long wait times, and confusing loan terms. But technology—especially artificial intelligence (AI)—is helping make this process much faster and easier. What AI Does in Mortgages

Jun 24, 2025 | Purchasing a Home

What's Rent-vesting and Can It Help Me Become a Homeowner?

What's Rent-vesting and Can It Help Me Become a Homeowner?

A New Path to Homeownership Rent-vesting is an approach where you rent the home you live in and buy an investment property in a more affordable area. It’s a strategy that gives buyers flexibility—especially those priced out of their local mark

Jun 17, 2025 | Purchasing a Home

How Does a Reverse Mortgage Work? A Guide for Homeowners in 2026

How Does a Reverse Mortgage Work? A Guide for Homeowners in 2026

For homeowners age 62 and older, a reverse mortgage may provide a way to access a portion of the equity built up in a home without requiring monthly mortgage payments. But reverse mortgages work very differently from traditional mortgages, and they aren't

Jun 13, 2025 | Refinancing a Home Mortgage Advice Reverse Mortgage

Facing Foreclosure? Here’s What You Can Do Now

Facing Foreclosure? Here’s What You Can Do Now

How to Stop Foreclosure and Protect Your Home If you're falling behind on your mortgage and feel like you're out of options, you're not alone. Foreclosure is a difficult and emotional process—but in many cases, it can be avoided with the right infor

Jun 10, 2025 | Purchasing a Home

Should You Hold Out for Lower Interest Rates Before Buying a House?

Should You Hold Out for Lower Interest Rates Before Buying a House?

Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o

Jun 03, 2025 | Interest Rates