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Redwood Mortgage Services Blog

10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Summer is one of the busiest times of year to buy a home. Longer days, school breaks, and new listings can make it feel like the ideal season to start your search. It can also bring more competition, faster-moving listings, and added pressure to make quic

Jul 15, 2026 | Purchasing a Home

Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

One of the most common questions homebuyers ask at the beginning of their journey is simple: should you start with a lender or a real estate agent? While there is no single correct answer, understanding the role each professional plays can help you make a

Jul 08, 2026 | Purchasing a Home

5 Signs You're Closer to Buying a Home Than You Think

5 Signs You're Closer to Buying a Home Than You Think

5 Signs You're Closer to Buying a Home Than You Realize Many Future Homebuyers Are More Prepared Than They ThinkOne of the biggest misconceptions about buying a home is believing you have to be "perfectly ready" before you start the process. Many people w

Jul 06, 2026 | Purchasing a Home First-time Homebuyers #RedwoodMortgageServices

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a vacation home can be exciting, but it is also a major financial decision that deserves careful planning. Whether you want a personal getaway, a future retirement spot, or a property that may generate occasional rental income, the right strategy c

Jul 01, 2026 | Purchasing a Home

Do VA Refinance Rates Differ from Purchase Rates?

Do VA Refinance Rates Differ from Purchase Rates?

For many veterans and active-duty service members, VA loans offer one of the most accessible and cost-effective paths to homeownership. But when it comes time to refinance, an important question often comes up: do VA refinance rates differ from purchase r

Jun 24, 2026 | Mortgage Advice VA Loans #RedwoodMortgageServices

Understanding Jumbo Loans: When Do they Make Sense?

Understanding Jumbo Loans: When Do they Make Sense?

Not every home purchase fits neatly within standard loan limits. In many housing markets—particularly those with higher home values—buyers often find that conventional financing simply doesn’t go far enough. Buyers researching jumbo loan

Jun 17, 2026 | Mortgage Advice #RedwoodMortgageServices Jumbo Mortgage